Today’s National VA Rates for January 19, 2011
*Please note that National VA Rates are subject to change, sometimes several times per day.*
*We now have credit score tier specific National VA Rates!*
*All National VA Rates posted are based on 30 day locks. *
*Please note that the National VA Rates posted are subject to adjustments for the following criteria*
1) Loans under $100,000.00.
2) State specific adjustments.
| VA 30 year fixed | Credit Score 620-639 | Rate | APR |
| with 2 points | 4.750% | 4.930% | |
| with 1 point | 4.875% | 5.029% | |
| with 0 points | 5.125% | 5.191% |
| VA 30 year fixed | Credit Score 640-659 | Rate | APR |
| with 2 points | 4.250% | 4.485% | |
| with 1 point | 4.50% | 4.651% | |
| with 0 points | 4.75% | 4.815% |
| VA 30 year fixed | Credit Score 660-679 | Rate | APR |
| with 2 points | 4.250% | 4.485% | |
| with 1 point | 4.375% | 4.524% | |
| with 0 points | 4.625% | 4.689% |
| VA 30 year fixed | Credit Score 680-699 | Rate | APR |
| with 2 points | 4.250% | 4.485% | |
| with 1 point | 4.375% | 4.524% | |
| with 0 points | 4.625% | 4.689% |
| VA 30 year fixed | Credit Score 700-740 |
Rate | APR |
| with 2 points | 4.250% | 4.485% | |
| with 1 point | 4.375% | 4.524% | |
| with .5 points | 4.50% | 4.564% |
| VA 15 year fixed | Credit Score 620-639 | Rate | APR |
| with 2 points | |
N/A |
N/A |
| with 1 point | 4.250% | 4.512% | |
| with 0 points | 4.625% | 4.737% |
| VA 15 year fixed | Credit Score 640-659 | Rate | APR |
| with 2 points | |
N/A |
N/A |
| with 1 point | 4.000% |
4.260% | |
| with 0 points | 4.250% | 4.361% |
| VA 15 year fixed | Credit Score 660-679 | Rate | APR |
| with 2 points | |
3.875% | 4.286% |
| with 1 point | 4.00% | 4.260% | |
| with 0 points | 4.250% | 4.361% |
| VA 15 year fixed | Credit Score 680-699 | Rate | APR |
| with 2 points | |
3.750% | 4.160% |
| with 1 point | 4.00% | 4.260% | |
| with 0 points | 4.125% | 4.236% |
| VA 15 year fixed | Credit Score 700-740 |
Rate | APR |
| with 2 points | |
3.750% | 4.160% |
| with 1 point | 3.875% | 4.134% | |
| with .5 points | 4.00% | 4.110% |
The VA Hybrid ARM Rates are based on
rate adjustment caps of 1/1/5 and a margin 1.75%
| VA 3/1 Hybrid ARM |
Credit Score 620-639 | Rate | APR |
| with 2 points | |
4.375% | 2.911% |
| with 1 point | 4.875% | 3.006% | |
| with 0 points | N/A |
N/A |
| VA 3/1 Hybrid ARM | Credit Score 640-659 | Rate | APR |
| with 2 points | |
3.875% | 2.766% |
| with 1 point | 4.250% | 2.772% | |
| with 0 points | 4.875% | 2.922% |
| VA 3/1 Hybrid ARM | Credit Score 660-679 | Rate | APR |
| with 2 points | |
3.625% | 2.650% |
| with 1 point | 4.125% | 2.726% | |
| with 0 points | 4.750% | 2.875% |
| VA 3/1 Hybrid ARM | Credit Score 680-699 | Rate | APR |
| with 2 points | |
3.50% | 2.612% |
| with 1 point | 4.000% | 2.683% | |
| with 0 points | 4.50% | 2.783% |
| VA 3/1 Hybrid ARM | Credit Score 700-740 |
Rate | APR |
| with 2 points | |
3.250% | 2.537% |
| with 1 point | 3.750% | 2.607% | |
| with .5 points | 4.375% | 2.737% |
| VA 5/1 Hybrid ARM | Credit Score 620-639 | Rate | APR |
| with 2 points | |
3.750% | 2.906% |
| with 1 point | 4.250% | 3.053% | |
| with 0 points | 4.625% | 3.155% |
| VA 5/1 Hybrid ARM | Credit Score 640-659 | Rate | APR |
| with 2 points | |
3.00% | 2.588% |
| with 1 point | 3.250% | 2.611% | |
| with 0 points | 3.625% | 2.689% |
| VA 5/1 Hybrid ARM | Credit Score 660-679 | Rate | APR |
| with 2 points | |
2.875% | 2.543% |
| with 1 point | 3.250% | 2.611% | |
| with 0 points | 3.500% | 2.636% |
| VA 5/1 Hybrid ARM | Credit Score 680-699 | Rate | APR |
| with 2 points | |
2.750% | 2.498% |
| with 1 point | 3.250% | 2.611% | |
| with 0 points | 3.375% | 2.584% |
| VA 5/1 Hybrid ARM | Credit Score 700-740 |
Rate | APR |
| with 2 points | |
2.750% | 2.498% |
| with 1 point | 3.125% | 2.558% | |
| with .5 points | 3.250% | 2.532% |
Compare Today’s National VA Rates with Today’s USDA Rates and Today’s FHA Rates.
Click below for your free customized quote.
You can also compare our rates posted above to those offered by Pentagon Federal Credit Union, please see the box below.
Here is the link to their rates: https://www.penfed.org/productsAndRates/mortgages/mortgageRatesListing.asp
VA Fixed Mortgage Loans
Fixed Rate Mortgages carry a 1% Origination Fee.
| 30-Year VA Fixed Loan | |||
| Rate | Points | APR | |
| 5.250 | 0.000 | 5.681 | |
| 5.125 | 0.250 | 5.577 | |
| 5.000 | 1.000 | 5.520 | |
| 15-Year VA Fixed Loan | |||
| Rate | Points | APR | |
| 4.500 | 0.000 | 5.222 | |
| 4.375 | 0.250 | 5.134 | |
| 4.250 | 1.000 | 5.127 | |
Disclosures
All rates are effective January 19, 2011 and are subject to change without notice. Rates are generally posted on this page between 11:30 AM – 12:30 PM Eastern Time. If you are viewing these rates prior to that time and yesterday’s date appears above, the rates shown here may no longer be available.
All rates are effective January 19, 2011 and are subject to change without notice. Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount and 30 day rate locks.



