VA Update on Non-Medical Collections: What Changed for Veterans If you have unpaid va collection accounts’ on your credit report, this VA underwriting update may change what you qualify for. VA recently clarified how lenders must treat non-medical collection accounts when they calculate debt-to-income (DTI) and residual income. The change is in VA Lender’s Handbook, […]
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UPDATE MAY 3, 2017 Can You Get A VA Mortgage With An Open CAIVRS Report? Yes you can, depending on why you’re in the system. Call me at (877)228-9069 for more information or help. If you have applied for a VA Mortgage and had your loan denied because of the CAIVRS report you probably wondered why and […]
Does my spouse have to be on my VA Loan? When it comes time to buy your home with your VA Loan, having your spouse or significant other (more on that in another post) on your VA Loan can be a good thing or a bad thing. If your spouse works/has stable, dependable income […]
UPDATE SEPTEMBER 1, 2016 Can You Get A VA Mortgage With An Open CAIVRS Report? Yes you can, depending on why you’re in the system. Call me at (877)228-9069 for more information or help. If you have applied for a VA Mortgage and had your loan denied because of the CAIVRS report you probably wondered […]
Can You Get A VA Mortgage With An Open CAIVRS Report? Yes you can, depending on your scenario. If you have applied for a VA Mortgage and had your loan denied because of the CAIVRS Report you probably wondered why and what it is. CAIVRS stands for Credit Alert Interactive Voice Response System. The U.S. Department […]
