VA Update on Non-Medical Collections: What Changed for Veterans If you have unpaid va collection accounts’ on your credit report, this VA underwriting update may change what you qualify for. VA recently clarified how lenders must treat non-medical collection accounts when they calculate debt-to-income (DTI) and residual income. The change is in VA Lender’s Handbook, […]
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The VA Home Loan Reform Act, signed in 2025, creates a permanent Partial Claim Program. Learn how Veterans can now get help with delinquent VA loans, avoid foreclosure, and what it means for 2026 homebuyers. VA Home Loan Reform Act 2026: New Partial Claim Program Gives Veterans a Second Chance. On July 30, 2025, President […]
Yes – Here’s how: VA loan with open CAIVRS (Highest priority) get VA loan with CAIVRS report CAIVRS VA loan approval Can you get approved for a VA mortgage with an open CAIVRS report? Short answer: Yes. In many cases, you can still qualify. If you’ve been denied a VA loan because of a CAIVRS […]
Veterans, Service Members & Surviving Spouses: You Can Now Deduct Your VA Funding Fee on Your 2026 Taxes. Starting in tax year 2026, the VA funding fee paid on a VA-guaranteed home loan is now tax-deductible. This is big news for anyone buying or refinancing a home with a VA loan this year and beyond. […]
