Today’s National VA Mortgage Rates for November 3, 2010

*Please note that National VA Mortgage Rates are subject to change, sometimes several times per day.*

*We now have credit score tier specific National VA Mortgage Rates!*

*All National VA Mortgage Rates posted are based on 30 day locks. *

*Please note that the National VA Mortgage Rates posted are subject to adjustments for the following criteria*

1) Loans under $100,000.00.

2) State specific adjustments.


 

 


 

 

VA 30 year fixed – Credit Scores 620 to 639

With 2 points – 3.75%! – APR of 4.167%

With 1 points – 4.0%! – APR of 4.334%

With 0 points – 4.250%! – APR of 4.679%


VA 30 year fixed – Credit Scores 640 to 659

With 2 points – 3.75%! – APR of 4.167%

With 1 points – 4.0%! – APR of 4.334%

With 0 points – 4.250%! – APR of 4.679%


 

VA 30 year fixed – Credit Scores 660 to 679

With 2 points – 3.75%! – APR of 4.167%

With 1 points – 4.0%! – APR of 4.334%

With 0 points – 4.250%! – APR of 4.679%


VA 30 year fixed – Credit Scores 680 to 719

With 2 points – 3.75%! – APR of 4.167%

With 1 points – 4.0%! – APR of 4.334%

With 0 points – 4.250%! – APR of 4.679%


 

VA 30 year fixed – Credit Scores 720+

With 2 points – 3.75%! – APR of 4.167%

With 1 points – 3.875%! – APR of 4.207%

With 0 points – 4.250%! – APR of 4.679%



 

VA 15 year fixed – Credit Scores 620 to 639

With 2 points – Not Available

With 1 points – 3.5%! – APR of 4.087%

With 0 points – 4.0%! – APR of 4.440%


 

VA 15 year fixed – Credit Scores 640 to 659

With 2 points – Not Available

With 1 points – 3.5%! – APR of 4.087%

With 0 points – 4.0%! – APR of 4.440%


 

VA 15 year fixed – Credit Scores 660 to 679

With 2 points – Not Available

With 1 points – 3.5%! – APR of 4.087%

With 0 points – 4.0%! – APR of 4.440%


 

VA 15 year fixed – Credit Scores 680 to 719

With 2 points – Not Available

With 1 points – 3.5%! – APR of 4.087%

With 0 points – 4.0%! – APR of 4.440%


VA 15 year fixed – Credit Scores 720+

With 2 points – Not Available

With 1 points – 3.5%! – APR of 4.087%

With 0 points – 4.0%! – APR of 4.440%



 

VA Hybrid 3/1 ARM- Credit Scores 620 to 639

Not Available


 


VA Hybrid 3/1 ARM – Credit Scores 640 to 659

With 2 points – 3.75% – APR of 3.006%

With 1 points – 4.5%! – APR of 3.174%

With 0 points – 4.875%! – APR of 3.231%


 

VA Hybrid 3/1 ARM – Credit Scores 660 to 679

With 2 points – 3.50% – APR of 2.929%

With 1 points – 4.0%! – APR of 3.0%

With 0 points – 4.75%! – APR of 3.183%


VA Hybrid 3/1 ARM – Credit Scores 680 to 719

With 2 points – 3.375% – APR of 2.891%

With 1 points – 3.875%! – APR of 2.961%

With 0 points – 4.625%! – APR of 3.136%


 

VA Hybrid 3/1 ARM – Credit Scores 720+

With 2 points – 3.25% – APR of 2.852%

With 1 points – 3.75%! – APR of 2.922%

With 0 points – 4.50%! – APR of 3.089%



VA Hybrid 5/1 ARM – Credit Scores 620 to 639

With 2 points – 2.375% – APR of 2.511%

With 1 points – 2.625%! – APR of 2.553%

With 0 points – 2.750%! – APR of 2.485%


 

VA Hybrid 5/1 ARM – Credit Scores 640 to 659

With 2 points – 2.375% – APR of 2.511%

With 1 points – 2.625%! – APR of 2.553%

With 0 points – 2.750%! – APR of 2.485%


VA Hybrid 5/1 ARM – Credit Scores 660 to 679

With 2 points – 2.375% – APR of 2.511%

With 1 points – 2.625%! – APR of 2.553%

With 0 points – 2.750%! – APR of 2.485%


VA Hybrid 5/1 ARM – Credit Scores 680 to 719

With 2 points – 2.25% – APR of 2.466%

With 1.4 points – 2.50%! – APR of 2.508%

With 0 points – 2.750%! – APR of 2.485%


 

VA Hybrid 5/1 ARM – Credit Scores 720+

With 2 points – 2.25% – APR of 2.466%

With 1 points – 2.625%! – APR of 2.520%

With 0 points – 2.750%! – APR of 2.485%



 

 

Click here for your free customized quote.

Compare Today’s National VA Rates with Today’s USDA Rates and Today’s FHA Rates


You can also compare our rates to those offered by Pentagon Federal Credit Union, please see below.

Here is the link to their rates: https://www.penfed.org/productsAndRates/mortgages/mortgageRatesListing.asp

VA Fixed Mortgage Loans

Fixed Rate Mortgages carry a 1% Origination Fee.

30-Year VA Fixed Loan
Rate Points APR
4.500 0.000 4.870
4.375 0.875 4.822
4.250 1.750 4.774
15-Year VA Fixed Loan
Rate Points APR
3.750 0.000 4.385
3.625 0.625 4.355
3.500 1.250 4.325

Disclosures

All rates are effective November 3, 2010 and are subject to change without notice. Rates are generally posted on this page between 11:30 AM – 12:30 PM Eastern Time. If you are viewing these rates prior to that time and yesterday’s date appears above, the rates shown here may no longer be available.



 

 

Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount with zero money down and 30 day rate locks.