Browsing Posts published in May, 2010

Today’s National VA Mortgage Rates for May 26, 2010

*Please note that National VA Mortgage Rates are subject to change, sometimes several times per day.*

*We now have credit score tier specific National VA Mortgage Rates!*

*All National VA Mortgage Rates posted are based on 30 day locks. *

*Please note that the National VA Mortgage Rates posted are subject to adjustments for the following criteria*

1) Loans under $100,000.00.

2) State specific adjustments.


VA 30 year fixed – Credit Scores 620 to 639

With 1.125 points – 4.50%! – APR of 4.676%

With 0 points – 4.750%! – APR of 4.829%


VA 30 year fixed – Credit Scores 640 to 659

With 1.0 points – 4.50%! – APR of 4.665%

With 0 points – 4.750%! – APR of 4.829%


VA 30 year fixed – Credit Scores 660 to 699

With 1.0 points – 4.5%! – APR of 4.665%

With 0 points – 4.750%! – APR of 4.829%


VA 30 year fixed – Credit Scores 740+

With 1 points – 4.375%!  – APR of 4.539%

With 0 points – 4.50%! – APR of 4.578%


VA 15 year fixed – Credit Scores 620 to 639

With 0 points and a credit towards closing costs of .875 points – 4.25%! – APR of 4.386%

With 0 points and a credit towards closing costs of 1.375 points – 4.375%! – APR of 4.511%


VA 15 year fixed – Credit Scores 640 to 659

With 0 points and a credit towards closing costs of 1 points – 4.25%! – APR of 4.386%

With 0 points and a credit towards closing costs of 1.5 points – 4.375%! – APR of 4.386%


VA 15 year fixed – Credit Scores 660 to 699

With 0 points and a credit towards closing costs of 1.250 points – 4.25%! – APR of 4.386%

With 0 points and a credit towards closing costs of 1.750 points – 4.375%! – APR of 4.386%


VA 15 year fixed – Credit Scores 740+

With 0 points and a credit towards closing costs of 1.625 points – 4.25%! – APR of 4.386%

With 0 points and a credit towards closing costs of 2.125 points – 4.25%! – APR of 4.386%


VA Hybrid 3/1 ARM- Credit Scores 620 to 639

With 0 points and a credit towards closing costs of .25 points – 3.750%! – APR of 3.825%

With 0 points and a credit towards closing costs of .625 points – 3.875%! – APR of 3.950%


VA Hybrid 3/1 ARM – Credit Scores 640 to 659

With 0 points and a credit towards closing costs of .375 points – 3.750%! – APR of 3.825%

With 0 points and a credit towards closing costs of .750 points – 3.875%! – APR of 3.950%


VA Hybrid 3/1 ARM – Credit Scores 660 to 699

With 0 points and a credit towards closing costs of .625 points – 3.750%! – APR of 3.825%

With 0 points and a credit towards closing costs of 1 points – 3.875%! – APR of 3.950%


VA Hybrid 3/1 ARM – Credit Scores 740+

With 0 points and a credit towards closing costs of 1 points – 3.750%! – APR of 3.825%

With 0 points and a credit towards closing costs of 1.375 points – 3.875%! – APR of 3.950%


VA Hybrid 5/1 ARM – Credit Scores 620 to 659

With 1.0 points – 3.75%! – APR of 3.908%

With 0 points – 4.125%! – APR of 4.201%


VA Hybrid 5/1 ARM – Credit Scores 660 to 719

With 1.0 points – 3.625%! – APR of 3.872%

With 0 points – 3.875%! – APR of 3.950%


VA Hybrid 5/1 ARM – Credit Scores 720+

With 1.066 points – 3.50%! – APR of 3.661%

With 0 points – 3.875%! – APR of 3.950%


Click here for your free customized quote.

Compare Today’s National VA Rates with Today’s USDA Rates and Today’s FHA Rates

You can also compare our rates to those offered by Pentagon Federal Credit Union, please see below.


Here is the link to their rates: https://www.penfed.org/productsAndRates/mortgages/mortgageRatesListing.asp

VA Fixed Mortgage Loans

Fixed Rate Mortgages carry a 1% Origination Fee.

30-Year VA Fixed Loan
Rate Points APR
5.375 0.000 5.765
5.250 0.625 5.697
5.125 1.375 5.641
15-Year VA Fixed Loan
Rate Points APR
4.500 0.000 5.148
4.375 0.750 5.141
4.250 1.750 5.174


Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount with zero money down and 30 day rate locks.

Today’s National VA Mortgage Rates for May 6, 2010

*Please note that National VA Mortgage Rates are subject to change, sometimes several times per day.*

*We now have credit score tier specific National VA Mortgage Rates!*

*All National VA Mortgage Rates posted are based on 30 day locks. *

*Please note that the National VA Mortgage Rates posted are subject to adjustments for the following criteria*

1) Loans under $100,000.00.

2) State specific adjustments.


VA 30 year fixed – Credit Scores 620 to 639

With .50 points – 4.75%! – APR of 4.869%

With 0 points – 4.875%! – APR of 4.950%


VA 30 year fixed – Credit Scores 640 to 659

With 1.125 points – 4.625%! – APR of 4.798%

With 0 points – 4.875%! – APR of 4.950%


VA 30 year fixed – Credit Scores 660 to 699

With 1.125 points – 4.625%! – APR of 4.798%

With .125 points – 4.750%! – APR of 4.836%


VA 30 year fixed – Credit Scores 740+

With 1.0 points – 4.50%!  – APR of 4.661%

With 0 points – 4.75%! – APR of 4.825%


VA 15 year fixed – Credit Scores 620 to 639

With a credit of .625 points – 4.25%! – APR of 4.284%

With a credit of 1.125 points – 4.375%! – APR of 4.409%


VA 15 year fixed – Credit Scores 640 to 659

With a credit of .625 points – 4.25%! – APR of 4.284%

With a credit of 1.125 points – 4.375%! – APR of 4.409%


VA 15 year fixed – Credit Scores 660 to 699

With a credit of .875 points – 4.25%! – APR of 4.284%

With a credit of 1.375 points – 4.375%! – APR of 4.409%


VA 15 year fixed – Credit Scores 740+

With a credit of .875 points – 4.25%! – APR of 4.284%

With a credit of 1.375 points – 4.375%! – APR of 4.409%


VA Hybrid 3/1 ARM- Credit Scores 620 to 639

With a credit of 1.0 points – 3.75%! – APR of 3.751%

With a credit of 1.375 points – 3.875%! – APR of 3.876%


VA Hybrid 3/1 ARM – Credit Scores 640 to 659

With a credit of 1.0 points – 3.75%! – APR of 3.751%

With a credit of 1.375 points – 3.875%! – APR of 3.876%


VA Hybrid 3/1 ARM – Credit Scores 660 to 699

With a credit of 1.0 points – 3.75%! – APR of 3.751%

With a credit of 1.375 points – 3.875%! – APR of 3.876%


VA Hybrid 3/1 ARM – Credit Scores 740+

With a credit of 1.0 points – 3.75%! – APR of 3.751%

With a credit of 1.375 points – 3.875%! – APR of 3.876%


VA Hybrid 5/1 ARM – Credit Scores 620 to 639

With 1.0 points – 3.25%! – APR of 3.399%

With 0 points – 3.75%! – APR of 3.820%


VA Hybrid 5/1 ARM – Credit Scores 640 to 659

With 1.0 points – 3.25%! – APR of 3.399%

With 0 points – 3.75%! – APR of 3.820%


VA Hybrid 5/1 ARM – Credit Scores 660 to 699

With 1.0 points – 3.25%! – APR of 3.399%

With 0 points – 3.75%! – APR of 3.820%


VA Hybrid 5/1 ARM – Credit Scores 740+

With 1.0 points – 3.25%! – APR of 3.399%

With 0 points – 3.75%! – APR of 3.820%


Click here for your free customized quote.

Compare Today’s National VA Rates with Today’s USDA Rates and Today’s FHA Rates


Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount with zero money down and 30 day rate locks.

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