National VA mortgage rates for 02/12/2010

*Please note that National VA mortgage rates are subject to change, sometimes several times per day.*

*We now have credit score tier specific National VA mortgage Rates!*

*All National VA mortgage rates posted are based on 30 day locks. *

*Please note that the National VA mortgage rates posted are subject to adjustments for the following criteria*

1) Loans under $100,000.00.

2) State specific adjustments.



VA 30 year fixed – Credit Scores 620 to 639

With 1.00 points – 4.75%!          With .250 points – 4.875%!

VA 30 year fixed – Credit Scores 640 to 659

With .750 points – 4.75%!          With 0 points – 4.875%!

VA 30 year fixed – Credit Scores 660 to 699

With .500 points – 4.75%!          With 0 points – 4.875%!

VA 30 year fixed – Credit Scores 740+

With 1.25 points – 4.625%!                 With 0 points – 4.75%!


VA 15 year fixed – Credit Scores 620 to 639

With .125 points – 4.25%!          With 0 points – 4.375%!

VA 15 year fixed – Credit Scores 640 to 659

With 0 points – 4.25%!          With a credit of .50 points – 4.375%!

VA 15 year fixed – Credit Scores 660 to 699

With a credit of .250 points – 4.25%!         With a credit of .750 points – 4.375%!

VA 15 year fixed – Credit Scores 740+

With a credit of .625 points – 4.25%!          With a credit of 1.125 points – 4.375%!


VA 3/1 ARM- Credit Scores 620 to 639

With 1 points – 3.75%!          With .125 points – 4.0%!

VA 3/1 ARM – Credit Scores 640 to 659

With .75 points – 3.75%!          With 0 points – 4.0%!

VA 3/1 ARM – Credit Scores 660 to 699

With .5 points – 3.75%!          With .125 points – 3.875%!

VA 3/1 ARM (1/1/5 Caps)- Credit Scores 740+

With .125 points – 3.75%!          With 0 points – 3.875%!


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Compare Today’s National VA Rates with Today’s USDA Rates and Today’s FHA Rates